cancel
Showing results for 
Search instead for 
Did you mean: 

Discover Secured Card: Is it an option after burning Discover?

tag
Anonymous
Not applicable

Discover Secured Card: Is it an option after burning Discover?

This is probably a silly question, but one I couldn't find in searching through forum posts. 

 

Will Discover generally decline a secured card application if they were burned in a recent BK? If so, is this a perm blacklist, or is a certain period of time to wait advised?

Message 1 of 3
2 REPLIES 2
texasguppie
Regular Contributor

Re: Discover Secured Card: Is it an option after burning Discover?

I burned Discover for $1800 in my BK7.
When I apped for their secured card I was declined and the reason given was “the status of your current/previous Discover account.”
Not what I wanted to hear but I completely get it.
Capital One declined my app for their secured product as well (hit them for about $3k in my BK7.)
Hang in there and best of luck with your rebuild!
Message 2 of 3
kiea
Frequent Contributor

Re: Discover Secured Card: Is it an option after burning Discover?

I had a secured card with them that I burned in my Chapter 7.  I applied again but I was denied due to previous account.  I was also denied for the unsecured card.  I'm going to try again once I hit the 1 year mark.

Start of rebuild July 2021

January 2022
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.