I was planning on filing a Ch. 13, but I lost my job in April and decided to wait a bit. Have a call today with my attorney to make a final decision based on the paperwork I submitted to him. Having serious anxiety and looking for some positive feedback. I truly feel like my life is over at this point. I am in my early 40s. I have a number of questions for my attorney, but I am also very worried that some of the credit card debt I owe won’t be that easily wiped out as one of the cards has my ex wife on it. I don't want the banks to sue her. I am not even sure what my question is here, I'll be asking these questions to my attorney today. I was perhaps looking for some feedback that this is not in fact the end of the world. I don't know which Chapter I will be filing or how this will change my life, but it's just overwhelming me. I I lost my job this year, had cancer, and now I am about to destroy my credit for a long time. I worked so hard the last few years to rebuild my credit. I made mistakes, but never spent money on trips or expensive watches. Life just happened and I lost everything. I am not sure how to cope anymore. I know the the Sun will shine again some day, and I try not to live in the last or the future, but today seems just very dark and grim. Sorry for the ramble, I am just really anxious and somewhat lost. Don't really have anyone to turn to. Thank you.
