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I'm trying to make a budget cheat to find out about qualification.
I'm in FL. I can look up the minimums as far as food etc but I was wondering if anybody had a list of expenses they calculated when they filled out the information. I.e gas, car maintenance, etc. what did you use?
It's for 3 people. I'm not planning on finding till December and the attorney will handle most of it but I'm trying to get an idea of what I would qualify or what my disposable income is left over.
Website to review and download all required BK forms to file petition and schedules- https://www.uscourts.gov/forms/bankruptcy-forms
Official Form 106J- Look up this form and it will detail/list out all expenses ect
Schedule J: Your Expenses
101 Voluntary Petition for Individuals Filing for Bankruptcy
106Dec Declaration About an Individual Debtor's Schedules
106Sum Summary of Your Assets and Liabilities and Certain Statistical Information
106A/B Schedule A/B: Property
106C Schedule C: The Property You Claim as Exempt
106D Schedule D: Creditors Who Hold Claims Secured by Property
106E/F Schedule E/F: Creditors Who Have Unsecured Claims
106G Schedule G: Executory Contracts and Unexpired Leases
106H Schedule H: Your Codebtors
106I Schedule I: Your Income
106J Schedule J: Your Expenses
107 Statement of Financial Affairs for Individuals Filing Bankruptcy
108 Statement of Intention for Individuals Filing Under Chapter 7
121 Your Statement About Your Social Security Numbers
122A-1 or 122A-1Supp Chapter 7 Statement of Your Current Monthly Income or Statement of Exemption from Presumption of Abuse Under §707(b)(2)
2010 Notice Required by 11 U.S.C. §342(b) for Individuals Filing for Bankruptcy (the notice must be provided to filer but the local court determines whether it must be filed with the other bankruptcy forms)
Creditor Matrix or List: You'll provide a mailing label list of your creditors using a format determined by your local bankruptcy court. The "Local Chapter 7 Bankruptcy Forms" section below explains how to find this requirement
@Leesa0926 wrote:I'm trying to make a budget cheat to find out about qualification.
I'm in FL. I can look up the minimums as far as food etc but I was wondering if anybody had a list of expenses they calculated when they filled out the information. I.e gas, car maintenance, etc. what did you use?
It's for 3 people. I'm not planning on finding till December and the attorney will handle most of it but I'm trying to get an idea of what I would qualify or what my disposable income is left over.
With my attorney, she told me when I was filling out the schedules of expenses, to be fairly liberal with the numbers so long as you don't go way overboard and make it obvious that you are exagerating the amounts.
































its hard to estimate. i did a google search to find the national averages. a go dlawyer will help you calculate