I am one month from discharge. I am signed up for Protection ID Experian. I keep getting notifications that Dillards and Capital One are reporting negative information. This is what it shows on the message.
8/5/2014 Potentially negative information has been posted to your Credit Report
Phone:
Service Date:
CAP ONE BANK
PO BOX 85520
BYMAILONLY
8/5/2014
Reported By:
What is Potentially Negative Information?
An item is "Potentially Negative" when a credit reports that you have not met the terms of your agreement with them. This may include late payments, charged off accounts, accounts sent to collection, bankruptcies, liens, judgements, etc.
What do I do now?
If the information being reported about you is accurate you do not need to take any action, if you believe it is wrong you should contact the company that reported the information as soon as possible to have it corrected. To dispute this item or get in touch with one of your dedicated Fraud Resolution Specialists, click the buttons for additional instructions.
When I open the report it shows NO DATA for Experian/ Closed included in bankruptcy for Equifax/ NO DATA Transunion.
I don't understand where the negative information is being put as I can't see anything. What is Capital One reporting?
I bought my credit report and scores from the Protect My ID Experian are they true scores? Can this be possible one month after bankruptcy 648/657/657?
What should I do to keep Capital One from reporting and where do I go to see what they report?
