Just wanted to share my experience. I'll go in chronological order.
02/XX/2018 - files CH-7 (Leaving out certain info to prevent someone finding my chapter 7)
02/29/2018 - 21K car loan 18.9% 498.01 per month. (Put 500 dollars down but didn't need to. Was approved through Avid Acceptence)
06/XX/2018 - Discharge papers (Leaving out certain info to prevent someone finding my chapter 7)
06/27/2018 - Cap1 300 limit (Instant approval; Even tho I burned them for over 3k)
07/15/2018 - Children's place 500 limit / Kohls 300 limit (Instant approval)
07/18/2018 - Car refi for 12.92% 413.xx per month (Still processing)
07/18/2018 - 624 avg credit score. (Experion is being disputed since it is reporting certain accounts still open.)
TRANS: 632 / EQ: 635 / EX: 605
