cancel
Showing results for 
Search instead for 
Did you mean: 

Few months out of BK

tag
Anonymous
Not applicable

Few months out of BK

Just wanted to share my experience. I'll go in chronological order.

 

02/XX/2018 - files CH-7 (Leaving out certain info to prevent someone finding my chapter 7)

 

02/29/2018 - 21K car loan 18.9% 498.01 per month. (Put 500 dollars down but didn't need to. Was approved through Avid Acceptence)

 

06/XX/2018 - Discharge papers (Leaving out certain info to prevent someone finding my chapter 7)

 

06/27/2018 - Cap1 300 limit (Instant approval; Even tho I burned them for over 3k)

 

07/15/2018 - Children's place 500 limit / Kohls 300 limit (Instant approval)

 

07/18/2018 - Car refi for 12.92% 413.xx per month (Still processing)

 

07/18/2018 - 624 avg credit score. (Experion is being disputed since it is reporting certain accounts still open.)

TRANS: 632 / EQ: 635 / EX: 605

Message 1 of 2
1 REPLY 1
Shooting-For-800
Senior Contributor

Re: Few months out of BK

Congrats so far.  GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.