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Ok guys, I finally got my dicharge on 2/21/14. I waited till I got my official paperwork. I disputed things on my credit report everything is reporting a included in bankruptcy current and 0 balance. I actually have $0 debt right know. I applied for Capital One card got approved for $300 limit. I also did finger hut fresh start (already paid it down to $40 balance) I needed stuff for my new apartment. My scores are still low, Equifax 587 , Experian 522 and Trans union: 550 (all Fico). Figured this was good for now to start rebuilding What do you think?
Pease anyone, tell me if I am on the right track any suggestions on what I can or should be doing. I am Excited!!!
Congratulations on your discharge! I know what a relief it is to finally receive the discharge. Yes I would definetely say you are on the right track. As you can see from my signature, your scores are higher than mine and I was discharged in October 2013. My scores were so low when I filed and all the inquiries I racked up when I was discharged are killing me. But now, im gardening for six months. This forum is a great place for advice and support!
Thank you! I had to hold myself back from applying a lot, although I was really tempted I managed to hold back. I can't wait till my score start beefing up,
It'll beef up really quickly if you follow this guide:
Good luck on your journey,
-SM
Congrats! Can't wait my turn.
Congrats! Read read read
Thank You all, I am excited, I want good credit, and more credit, even before my bankruptcy I never had a card with a credit limit over 750 so I am looking forward to building awesome credit history.
Thanks Soulmaster, I really need this to work, it plays a big part in rebuilding my life.