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I was discharged from BK7 on 1-3-24.
I recently obtained membership to First Tech FCU and was wondering about their credit cards. I have read here on the forums that they do not like profiles with exorbitant TCL's. Has anyone had experience with them in terms of rebuilding? I have a few approvals to this point but realistically am just beginning my rebuild journey and want to know if it's worth a HP to apply now.
Here are a couple of threads from last year with some discussion on First Tech. Not a lot of data points:
https://ficoforums.myfico.com/t5/Bankruptcy/DCU-and-First-Tech/m-p/6685781
https://ficoforums.myfico.com/t5/Bankruptcy/13-Months-post-Ch-7-discharge-and-looking/m-p/6659236