My ex and I used to bank, had CCs, two car loans, insurance, through USAA. We found out pretty quickly they're absolutely NOT bankruptcy friendly in the least.
Our BK attorney told us USAA is one of the more aggressive creditors to have (this is a military town, he's dealt with them a lot) and he always tells people coming into his office to separate as much as possible from USAA if you're filing BK w/n the next six months or so.
My ex had to give up his car in the BK. He asked USAA about reaffirming the loan so he could keep it and they wanted the total balance due. When he tried to talk to them about re-financing it in order to keep it, they flat out refused to either do it themselves or give him time to find another financier.
USAA is great if you're perfect and BK-free. The instant you have BK, they get pretty ugly.
Our BK attorney told us USAA is one of the more aggressive creditors to have (this is a military town, he's dealt with them a lot) and he always tells people coming into his office to separate as much as possible from USAA if you're filing BK w/n the next six months or so.
My ex had to give up his car in the BK. He asked USAA about reaffirming the loan so he could keep it and they wanted the total balance due. When he tried to talk to them about re-financing it in order to keep it, they flat out refused to either do it themselves or give him time to find another financier.
USAA is great if you're perfect and BK-free. The instant you have BK, they get pretty ugly.
3/4/2014 Score: EX: 576, EQ: 614, TU: 572 All from myFICO
@NancyLou wrote:
My ex and I used to bank, had CCs, two car loans, insurance, through USAA. We found out pretty quickly they're absolutely NOT bankruptcy friendly in the least.
Our BK attorney told us USAA is one of the more aggressive creditors to have (this is a military town, he's dealt with them a lot) and he always tells people coming into his office to separate as much as possible from USAA if you're filing BK w/n the next six months or so.
My ex had to give up his car in the BK. He asked USAA about reaffirming the loan so he could keep it and they wanted the total balance due. When he tried to talk to them about re-financing it in order to keep it, they flat out refused to either do it themselves or give him time to find another financier.
USAA is great if you're perfect and BK-free. The instant you have BK, they get pretty ugly.
Exactly! I didn;t file against them but they still were pretty ugly towards me about anything and everything. Even though I didn;t against them, I still took my banking and everything elsewhere.
