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I have 2 BofA accounts that were reported on EQ as IIB. I disputed them about a month and a half ago due to age. They were due to fall off in the next couple of months. EQ changed one of them to "Pays account as Agreed" and left the other IIB and noted both that they were disputed by customer. I just logged in to check my credit report (as I do daily) and EQ has changed the other one to "Pays account as agreed" even though they closed out my dispute and sent a report a couple of weeks ago.
I'm surprised to see that they changed the status instead of just deleting. This will allow them to be reported another 3 years, correct? Are there any possible negative consequences to this?