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The Capital One cards are most likely bucketed so maybe start by canceling one of those. I'm also not a big fan of sock drawer cards but I have a thick file.
@amyd wrote:
Okay so just one Capital one? So if I had to choose I guess it would be the QS. Ty for your advice.
QS because it's your lowest CL. Just one now and do the others over time every few months. This way you can monitor your credit score for any impact. No need to cancel a bunch all on one day.
@Bill77 wrote:The Capital One cards are most likely bucketed so maybe start by canceling one of those. I'm also not a big fan of sock drawer cards but I have a thick file.
Maybe I'm wrong, but I don't believe CapOne cards with $2,500+ in credit limits qualify as being bucketed; typically cards below the $1,000 threshold could be called bucketed.
To the OP, both my Quicksilver and SavorOne cards started with low(ish) limits; the first is now up to $4,800 and the second I haven't asked for a CLI yet (I'm trying to tease CapOne into giving me an Auto-CLI, an effort which may be futile, but I don't need the extra credit so I have nothing to lose). Said another way, if one or both of your CapOne cards fill a niche not filled by your other cards, then I'd hang on to them and ditch the Ollo cards instead.