Is this account reporting correctly?

kr43002 · ‎08-10-2021

I did a three bearue pull today on my Experian App.

Transunion currently has my Capital One Walmart Card reporting as if it was open.

It doesn't report anything on account status, should it be reporting closed?

Currently TU is 10 points lower than the other berueas and I think this might be why. Should I dispute it?

BK CH7 1/21 DC 5/21
1+ Year Post BK
Credit Limit: 6000
EDC: QuickSilver 1 1.5% $39 AF
Oldest Account: Tire Card $500 0% APR 6 Months After purchase. 2018. (Survived Bankruptcy)

kr43002 · ‎08-10-2021

BK CH7 1/21 DC 5/21
1+ Year Post BK
Credit Limit: 6000
EDC: QuickSilver 1 1.5% $39 AF
Oldest Account: Tire Card $500 0% APR 6 Months After purchase. 2018. (Survived Bankruptcy)

FireMedic1 · ‎08-13-2021

The BK listing is basically saying its closed. And the $0 balance is correct. Thats all a creditor can say once BK has been filed.

Horseshoez · ‎08-13-2021

@kr43002, two comments:

As @FireMedic1 said, it looks like it is being reported correctly.
Do not dispute it whatever you do, that will come back to bite you in the hind parts.

Chapter 13:

Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
Filed: 26-Feb-2015
MoC: 01-Mar-2015
1st Payment (posted): 23-Mar-2015
Last Payment (posted): 07-Feb-2020
Discharged: 04-Mar-2020
Closed: 23-Jun-2020

I categorically refuse to do AZEO!

In the proverbial sock drawer: