Jefferson Cap still showing open

isaemm76 · ‎06-20-2024

Hellooooo,

I filed for chap 7 on 4/30/24. Had my 341 on 6/8/24. But as of today I checked my repprt and Equifax is still showing this.

Is this correct? Can they still report this account??

FireMedic1 · ‎06-21-2024

You have a right to dispute it. It can not say "open". It was DC'ed. Should showed close with a $0 balance. If a disput doesnt work then file a complaint with the CFPB. Last resort. Make a copy and give it to your lawyer and they can ship off a letter for violating BK laws. $1000 fine.

Horseshoez · ‎06-21-2024

@isaemm76, have you gotten your discharge yet?

Chapter 13:

Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
Filed: 26-Feb-2015
MoC: 01-Mar-2015
1st Payment (posted): 23-Mar-2015
Last Payment (posted): 07-Feb-2020
Discharged: 04-Mar-2020
Closed: 23-Jun-2020

I categorically refuse to do AZEO!

In the proverbial sock drawer:

isaemm76 · ‎06-21-2024

No, not discharged yet. Got the notice of no distribution last week and last to to object is 7/13/24.

I was just wondering about this because all of my other creditors are showing account closed with zero blalance. This is the only one still open. Do they have up unitl discharge to keep the account "open"??