Joining NFCU during Bankruptcy before Discharge..

[Anonymous]

Am I able to open a banka account at a regular bank or credit union during bankrutcy before discharge?  I won't have any money in it, but am preparing for credit rebuild for after discharge. I have heard mixed answers to this, and wanted to see what others have experienced.

Thank You.

Uso Dak

[ptkdude]

I opened a checking and savings account with NFCU about a month and a half after filing chapter 13.  It was already reporting on my credits reports.  They soft-pulled TU (apparently they usually HP), and also ran EWS.  I don't know if they pulled Chex.  I opened the account over the phone.

[Anonymous]

You should not have problems opening an account at Navy Federal while in bankruptcy. Expect a hard pull on your CBR, and an EWS check. Navy Federal does not pull Chexsystems.

[Anonymous]

Thanks for your response, I hoping to have my siste join NFCU as her husband is in the service, and then I can sign up under her. Got any key points for me to use to talk her in to switching from Wells Fargo to NFCU? lol