all collection activity is halted by the automatic stay that is put in place the second you file. Now it takes a day or so to get the notices mailed out to your creditors so after about 2 weeks it is illegal if they try to collect on any debt that is listed in your bk.
that goes for judgments and garnishments. If money is taken AFTER filing, they will be in contempt of court and will have to return it to the trustee or your lawyer and they give it back to you.
To collect the creditor has to motion the court to lift the auto stay
after discharge, the stay against collecting on that debt is permanment.
