My Credit Report

[kr43002]

So I didn't know when you file bankruptcy all your accounts just close and $0 Balance on your reports immediately and not after Discharge.

All of my accounts except for capital one have been closed, $0 balance and remarked as included in chapter 7 bankruptcy.

Anyone know how long it will take for capital one to follow suit? 

Also a loan account is still open, I had 2 loans from the same creditor, one of the loans updated and the other hasnt, odd but I am assuming it will update soon enough aswell.

Oddly enough my credit score is booming because of this. I thought my credit was supposed to decrease with BK but it has actually almost increased 100 points from back in october when everything started to hit the fan on my credit. Its up about 40 points from January.

[rmduhon]

Your score will be all over the place until all is said and done. We filed on December 18th and our scores have gone up and down since then. I don't expect it to settle until a month or 2 after discharge  

[DebtStinks]

Yes, what has happend is normal as far as both areas go: Account closure showing $0 balance and IIB. With regards to your scores, my guess is you likely had fresh late payments reporting. Once you see all your accounts update, you'll see a pretty steady and healthy increase in scores for the first 12-24 months as long as you follow a good rebuild process.

Best of luck!