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Navy Federal Credit Union Membership

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notpaul
Regular Contributor

Re: Navy Federal Credit Union Membership

Good plan...make sure your credit reports are all correct.  I had to do a maybe 2 or 3 disputes on mine.  Some people have to do tons.  I waited to apply for anything, even for credit one, until the disputes were corrected.  It worked out for me.  Keep at it!

6/15 DC BK7, starting EQ FICO score 563

2/16 FICO EQ 661. TU 653, EX 660
Current CC Accounts: Capital One QS1 500; Overstock 1300; Care Credit 5000; Barclay Rewards MC 1300; JCPenney 3500; Amazon 3500; WalMart 3500; Target 500; PenFed Promise Visa 2000; PenFed CLOC 500; NFCU Flagship 12500; NFCU Platinum 8500; Credit One 1000.
Message 11 of 15
Anonymous
Not applicable

Re: Navy Federal Credit Union Membership

NFCU has been great so far to me. The customer service is outstanding. I applied for membership, the cash rewards card and loc all same day a week after discharge. Was denied both the cc and loc, reconned both and was approved for $500 on the cc but still denied the loc.  I had 2 inquires on TU and EQ for the membership and apps. My expierance id wait a little bit and clean up the reports and then apply for cc, if denied, send a message and see if they'll reverse it. Good luck!

Message 12 of 15
q_thurst
Valued Member

Re: Navy Federal Credit Union Membership

Thanks NewStart15 ... I am that  much more inclined to save with them due to them being so generous so soon.afterthe DC and giving me chance. I am definitely going to send a portion of my payroll too them as well . 

Message 13 of 15
bstone
Frequent Contributor

Re: Navy Federal Credit Union Membership

We are about seven months post D/C now, got the $500 Cash Rewards card a few weeks after D/C (plus a few other cards from other creditors).

 

Last week I was approved for a $5,000 CL Signature Rewards Visa and the wife was approved for a $9,000 CL Cash Rewards card (her first credit line with NFCU).

 

The funny part of this is I still can't get a damn CLI on my $500 Cash Rewards card...

NFCU Rewards - $18,000, NFCU Signature - $18,000, NFCU LOC - $15,000, Care Credit - $7,700, Lowe's - $6,400, Capital One QS - $5,000, Walmart - $5,000, Amazon - $4,000
Message 14 of 15
Scupra
Super Contributor

Re: Navy Federal Credit Union Membership

Nfcu is simply the best Smiley Happy
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 15 of 15
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