Hello everyone!!
Just a quick summary. I was discharged from chapter 7 BK on 11/23/20. I got a secured local credit union card with a $4000 credit limit in 12/20 and also a share secured loan for $2000 at the same time. I applied and was approved for a Discover It secured card in 01/21 with a $2500.00 credit limit. In 03/21 I obtained a 52,000 auto loan with Toyota Financial with a 6.49 rate and also obtained my first unsecured credit card with PenFed with a 5,000.00 credit limit. My question is I know I need to garden for like 6-12 months. How do you guys stay in the garden? I have been reading these forums every day and it is hard not to apply for more credit. Just wondering what other people do to successfully relax in the garden.
