No late payments

[Anonymous]

This may have been answered in the past, but I can’t find the thread. 

Will it help my credit at all that I never had a missed payment prior to the discharge of my chapter 7? Currently, there are no lates on my credit report. I kept up all of the payments until we filed. Will this help me at all once I begin the rebuilding process or will it not matter? I’m curious as to what credit score I will have starting out. 

[FireMedic1]

Yes, But it depends on who got burned for when its time to apply. After DC most have a score increase because your legally no longer in debt. Check your reports around 30 days after DC to make sure everything says IIB and 0 balance. Then get your 3 FICO's from Credit Check Total for a buck and cancel before the trial ends. Come back here and post the score. And a ton of us will help you get started on your way. I reasearched every card I got from here and thats how I went ten and O. Never denied. Good Luck!