Officially Discharged!

Anonymous · ‎03-30-2015

After checking relentlessly since the 60 day mark (3/23), I finally logged into Pacer to find that I have officially been discharged! Ready to start cracking on that rebuild!

0REDSOX7 · ‎03-30-2015

Congrats to you!

Now take everything you've read and learned and put it in to action!

BK Discharge 2/11/14

Currently in the garden.

Pway · ‎03-30-2015

Congrats on your discharge , that is the best feeling in the world. Now put all that fico reading to good use.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

TRC_WA · ‎03-30-2015

Congrats.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24

Anonymous · ‎03-30-2015

Thanks! I already had my credit report straight... going to wait until next month to app on a card because I have 2 INQs falling off in April.

dt3813 · ‎03-31-2015

congratulations! And good luck on the rebuild!

Discharged Ch.13 6/24/15
Scores on discharge EQ669 TU650 EX654
current scores EQ776 TU775 EX758
WF $2500 WF $3000 Discover $6000 Target $1200 Amazon $5000 Jcrew $5250 Lowes $8300 Tjmaxx $5000 Cap1 $14750 venture $25500 jetBlue $21000 pier1 $5000 Amex $10000x2 AMEX $21,000 BoA$8000 CitiDC$8000