Ollo card after Ch 7

[MrsSanchez80]

Hello everyone. I'm almost 1-year post-Ch 7 and I was reading the reviews for the Ollo card. I know you have to receive an invitation from them for the card. Would an alert on my credit bureaus prevent me from getting an invite? 

[twono]

---

@MrsSanchez80 wrote:

Hello everyone. I'm almost 1-year post-Ch 7 and I was reading the reviews for the Ollo card. I know you have to receive an invitation from them for the card. Would an alert on my credit bureaus prevent me from getting an invite? 

---

Hello....What exactly do you mean by an 'alert' on your credit report?

[MrsSanchez80]

Sorry. I was referring to fraud alerts.

[twono]

---

@MrsSanchez80 wrote:
Sorry. I was referring to fraud alerts.

---

Oh....in that case, i have no idea.

FYI, i was pre-approved for the OLLO card through a link on my Credit Karma page.  I followed it, and sure enough $1100 limit.

So i would keep an eye out for that on your credit karma, if you use them to monitor your credit file.

[MrsSanchez80]

Thank you. I definitely will😊

[Anonymous]

Congrats on the approval. I've never heard about Ollo till I started reading in these forums. They didnt find a preoffer for me throught the Credit Karma link though. 

[Anonymous]

I rec'd an invite from Ollo about six months after my discharge.  I didn't respond and they stopped sending the invites (they were sending them weekly).  I got another invite from them in September and decided to pull the trigger because I wanted another card to help in my rebuild.  Approved for $1200 credit limit.  They have been very easy to work with and report my payments promptly, etc. to the credit bureaus. I am pretty happy with them.  I spend $100-$200 each month on their card (groceries and gas) and then pay in full every month.  I like Ollo!  Good luck!

[MrsSanchez80]

Congrats on your approval. Sounds like a good card.

[BamBam2000]

The fraud alert will keep you from getting offers. I went through this did a year before I realized why I was getting denials. Wasted a few inquiries too. 

[MrsSanchez80]

Thank you. I had a feeling the alert was causing that.