PENFED Approval

[jetsfan2013]

This post is encouraging. Penfed is my primary CU now, and once I clear the discharge hurdle, I can wait 24 months to get into their credit good graces.

[masscredit]

I'm going to be looking to them for some products soon. First an SSL and maybe a CC. Was just comparing their cards and see that they list this info - 

Good/Excellent Credit

No declared bankruptcy or loan default in the last 6 months. No accounts more than 90+ days overdue in the last 3 months. No excessive credit inquiries over the last 1 month.

Meeting these criteria is not sufficient alone. Additional factors from your credit history and application will also be considered in the determination of extending credit. You may use the “See if I pre-qualify” button, which will not impact your credit score, as an indication if you may qualify. You can pre-qualify, meet the above criteria, and still be declined.

I'm hoping to be able to get back to having a relationship with them. 

[scotty37]

Did CHASE get burned in your DC?  I did big time but I love their cards so am very curious.  Much appreciated, Scott

[masscredit]

@scotty37  They weren't part of mine. I've checked their pre-qualification page for cards. No luv there. I have a couple of checking accounts with Chase and would like to get in with them for credit cards at some point. I filed 2 1/2 years ago.

[scotty37]

Then that makes sense.  Thanks for the reply.