@DiamondDan73 wrote:
Would it make sense to include a paid or settled charge off in a Chapter 7? I have a a few charge off's that I settled in 2020 and they are listed as either a collection account or a personal loan. They are reporting as Paid. Closed. $300 written off or Account paid in full for less than full balance.
I've tried to dispute them but they come back as verified. I would having them reporting as included in bankruptcy be better?
If the COs occurred and were paid off prior to your BK filing, they cannot report as IIB.
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