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Post BK clean up

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ChistineNJ
Frequent Contributor

Post BK clean up

Hello all, i am new to this community my petition for BK was filed on 3/26, post BK my credit score was 565...I re-checked credit score 4/4 its currently 544 im assuming from the BK entry itself and some of the items are begining to report INcluded in BK. I did have a Wells Fargo Visa that was not included in the BK 0.00 balance however it was closed last week as per Wells Fargo. Oddly i received a pre-approval from Wells Fargo to apply for a secured account. Is it too early? I have not had my 341 meeting as of yet its scheduled for 4/19. My Credit Profile: As for open accts I have 8 open student loan accts (each dispursement represents a seperate acct) these accounts are reporting as open with a combined balance of 22,313... I will be paying these (as you know they are not dischargeable) 8 accounts in collection, 4 public records 2 satisfied judgements that are scheduled to fall off in sept 2013, 1 judgement thats incl in BK and the BK. included in the BK were Macys, Capital One, several HSBC accts, verizon and various old collection accts. co-signer on 2 repo's 1 was paid off 1 a balance is still due... My goal is to obtain a car loan, Im presently in a auto lease from Ally Bank (leased in my Brothers name) I make the payments monthly since 11/12 until 3/2014 non of this of couse is reporting on my credit. If anyone knows will i be able to finance the buyout on this 9months post BK? I know i will apply after my D/c approx 6/18/2013 for Capital One secured and platinum any other advice? How many cards should i apply for? Please help thank you in advance.
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
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