Ok, I filed chapter 7 in 3/07, it was discharged 7/07. I have a civil judgement for a credit card with HSBC showing in the Public Records section of my credit report. For type it says "Civil Judgement in Bankruptcy" and for amount due it says "3,626" is this ok, I have tried disputing it, and contacting the courthouse, but have really not had any success, my question would be, do I need to get the amount changed to zero on my credit report. Thank you.