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Quick question

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sports1965
Frequent Contributor

Quick question

I filed bk13 1 year ago.

I pay my mortgage and car directly to the lender.

Does this mean that my mortgage and car were not included in my BK13?

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1 REPLY 1
Tuscani
Moderator Emeritus

Re: Quick question

Yes they were included. Generally with a CH13, you will pay your mortgage lender directly. In some case; however, the court and trustee will require you to make your mortgage payments through your CH13 plan like the auto loan and other creditors - especially if you owe arrearages when you file. The trustee will then pay your lender each month.

 

If you want to keep the home, you'll have to pay back all of your mortgage arrears by the end of the plan. 

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