TU Score post filing

[SmoothBrain]

I know CK is not accurate and uses the Vantage Score but it is interesting to see the difference in scores across credit bureaus when they pick up my BK7 filing from a week ago. My TU has jumped from 495 to 696. All accounts now say zero balance. My payment history is perfect (it wasn't). My BK is listing as a derogatory and all accounts IIB are saying Chapter 7 bankruptcy. This is only on my TU CreditKarma. EQ is 480 on CK and 552 on FICO. EX is 540 on FICO. 

Anybody else get such a crazy jump in their TU scores?

[kr43002]

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@SmoothBrain wrote:

I know CK is not accurate and uses the Vantage Score but it is interesting to see the difference in scores across credit bureaus when they pick up my BK7 filing from a week ago. My TU has jumped from 495 to 696. All accounts now say zero balance. My payment history is perfect (it wasn't). My BK is listing as a derogatory and all accounts IIB are saying Chapter 7 bankruptcy. This is only on my TU CreditKarma. EQ is 480 on CK and 552 on FICO. EX is 540 on FICO. 

Anybody else get such a crazy jump in their TU scores?

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This is very common, don't pay any mind to your scores until you are discharged. You will want to pay attention to your reports, and dispute anything reporting incorrectly 30 days past discharge.

[FireMedic1]

Sounds about right. I was FICO 540's after DC and all negs were gone.

[stinastina]

My TU is also 670 after filing. I wish I could get my EX up past 570.