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I just wanted to encourage anyone who is going through a Bankruptcy right now to hang in there and KNOW that it does get better. It takes time to get through the plan (I understand because those payments seemed like forever), but when you get the discharge letter in hand, go to work! If you’re on myFICO, you’re already ahead of a lot of people, so read the posts and take advice from those who are where you want to be. Remember Chase 5/24, keep the rebuilder cards to a minimum, pay your balances on time and in full, and keep your utilization LOW. If I can do it at this stage in life, you can too!!