Yes!!! Let the rebuilding begin!

Selena1978 · ‎05-28-2014

Just got approved for a $300 CreditOne Platinum Visa. I'm following the plan to 700 in 2yrs.

I've disputed 3 collections on my account and hopefully those will come off my credit report soon.

Discharge date: 5/27/14

My credit portfolio will be:

School Loans= ~$100,000 with FedLoans

Credit= $3,000-Dell Financial Services(survived the bankruptcy at $0 balance)

$300-CreditOne with $75 annual fee

I didn't reaffirm my Toyota and will continue to pay until I can refinance for a lower price.

On the road to recovery!

Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14

Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,

First Time Home Buyer in 2yrs

gdale6 · ‎06-03-2014

@Selena1978 wrote:
Just got approved for a $300 CreditOne Platinum Visa. I'm following the plan to 700 in 2yrs.

I've disputed 3 collections on my account and hopefully those will come off my credit report soon.

Discharge date: 5/27/14

My credit portfolio will be:

School Loans= ~$100,000 with FedLoans
Credit= $3,000-Dell Financial Services(survived the bankruptcy at $0 balance)
$300-CreditOne with $75 annual fee

I didn't reaffirm my Toyota and will continue to pay until I can refinance for a lower price.

On the road to recovery!

Grats on your Credit 1 approval

Selena1978 · ‎06-03-2014

Thanks.

Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14

Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,

First Time Home Buyer in 2yrs