2nd Truist Business Credit Card

[Kasuito39]

Approved for 2nd Truist Business Credit Card with my other 2nd business which is a start up established in May 2023. PG and pulled personal EQ at 754. 

[JoeRockhead]

Nice, congratulations!

[TMDSCT]

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@Kasuito39 wrote:

Approved for 2nd Truist Business Credit Card with my other 2nd business which is a start up established in May 2023. PG and pulled personal EQ at 754. 

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Congratulations!  Although the age of a business does play a role in approvals, most of the time it's based on personal credit, so anyone thinking their business isn't old enough to apply for credit, should go for it IMO, especially if you're willing to PG.

[triplej0718]

Congrats on your 2nd truist Business Card. Did you have a high balance on your 1st truist card before you applied for the 2nd Business card?

[Kasuito39]

@triplej0718 @ I had zero balance on the first business card. One thing to note is Truist hard pulled EQ for each application. Unlike other banking institutions that use one hard pull for multiple product within a certain date period. 

[FireMedic1]

Congrats!

[GApeachy]

@Kasuito39 oh look at you go!  Double congrats!  So did you app within a day or two apart?  Do you have a biz checking with them and if so, for how long?

One last question....which two cards did you choose?

[Kasuito39]

@GApeachy I first applied for my 6yr old LLC and then a week later for my new 2023 LLC. Both business cash rewards with 0% for 9 months. I've a business checking account for each LLC opened the same day of the credit card application. I must say the over the phone rep was delighted to assist which led me to believe he must be earning a commission or some incentive for opening new accounts. 

[cashorcharge]

WooHoo!! Congratulations on your 2nd Approval!!👏🏼🍾🥂

[titancylinder]

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@Kasuito39 wrote:

@triplej0718 @ I had zero balance on the first business card. One thing to note is Truist hard pulled EQ for each application. Unlike other banking institutions that use one hard pull for multiple product within a certain date period. 

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For established business accounts, they actually can soft pull your EQ during the online process to tell you if you're approved or not before hitting your EQ report. Atleast that's been my experience when I applied. But you have to do it through the online portal.