its a business card first of all. so it doesnt report to your personal. so it wont drop your AAoA. no UTI will be reported because its a charge card (must be paid in full every month). not a HP if you're already an Amex member (YMMV).
the features themselves are pretty explanitory from the website. I'd do bit of hw to understand how Amex MR points work, and how they transfer over to transfer partners of airlines and hotels (I'd youtube guys like asksebby, the credit shifu or Brian Jung).
the AF is a write off anyways, since it is a business card assuming you have a side hustle or actual business. But if you want to earn MR points and not have an annual fee, the BBP (blue business plus) card is a great option too.
it all comes down to how you spend your money. dont get cards that you cant full advantage of their spending categories.
“It’s nice to be important but it’s more important to be nice”
