Advise for Amex business card? Please

[Prat10]

Hi, 

I applied for American Express gold card since I got a letter in mail from Amex with invitation and rsvp code. Business was just opened with LLC as entity 2-3 months ago and have no prior history the LLC. It's a new business I started no negative or anything. 

personal file is very thin with AoAa being 11 months but have 4 accounts and new Amex account below which was approved on 8/28! Yay 😀 

I was pre-approved for basically almost all personal Amex card through pre qaul so I apped for Amex delta reserve and got approved for SL $3700 credit score with Tran 683 and I did make one mistake I apped for like 3 other business card the same day trying my luck not sure if it's a mistake 

I don't check my mail often so I must have had the invite mail for few weeks in the mailbox and since I saw it today I decided to try it through that but I got denied. I've attached the deny reason

any advice or rules I should follow or anything I should do to get my business card approved with Amex? 

Exp shows 715 score 
thanks

[FinStar]

It sounds a bit like a rookie mistake by applying for several AmEx revolving accounts in one shot regardless if you had pre-approved offers for the personal versions. 

Were you approved for the Gold Card? Was it the personal/consumer version?

Since you mentioned that your overall credit profile is relatively new and on the thinner side I would personally wait until you've built some AmEx history.

[SouthJamaica]

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@Prat10 wrote:

Hi, 

I applied for American Express gold card since I got a letter in mail from Amex with invitation and rsvp code. Business was just opened with LLC as entity 2-3 months ago and have no prior history the LLC. It's a new business I started no negative or anything. 

personal file is very thin with AoAa being 11 months but have 4 accounts and new Amex account below which was approved on 8/28! Yay 😀 

I was pre-approved for basically almost all personal Amex card through pre qaul so I apped for Amex delta reserve and got approved for SL $3700 credit score with Tran 683 and I did make one mistake I apped for like 3 other business card the same day trying my luck not sure if it's a mistake 

I don't check my mail often so I must have had the invite mail for few weeks in the mailbox and since I saw it today I decided to try it through that but I got denied. I've attached the deny reason

any advice or rules I should follow or anything I should do to get my business card approved with Amex? 

Exp shows 715 score 
thanks

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My advice is to stop applying for things for awhile.

[learningcredit54]

Best thing to do may be to garden for a bit and work on your relationship with Amex. It may be tough as one needs to earn their trust but once they are comfortable and familiar with your credit use you will see great things.

I began my relationship once again with this year getting their personal Plat, personal Gold, personal BCP, business gold, business plat, business plus BUT was denied for the business Delta Reserve. I got TOO happy with SP approvals.

I reached out and the reason was because of all the cards they allowed me to have. The Amex system is studying my monthly habits, requesting early payments on the charge cards here and there but I am sure a few more months of proper management I will be good to go. Amex is honestly my personal fav (Chase not too far behind)

[Prat10]

Sorry for late response. 

to answer your question yes during pre qual I was approved for all cards all on personal side. Decided to app the delta reserve card since it was metal and 125k bonus point. 

mistake I made was not realizing the points are only good for delta so I wish I would've known that since they are not useful to me since I don't travel much and if I do most flights I travel with are usually spirit or southwest for price wise and destination wise. 

[Prat10]

Wow congrats and thank you for all the advice. 

I just can't seem to get approved for any business card. As of 9/2/22 all 3 credit score is 730+ 

[SouthJamaica]

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@Prat10 wrote:

Wow congrats and thank you for all the advice. 

I just can't seem to get approved for any business card. As of 9/2/22 all 3 credit score is 730+ 

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My advice is to take a break.  You've been doing things too fast. 

[Prat10]

I know but I keep reading on the forum here that most people get approved for 2-3 cards in same day if not within 2-3 days of applying for first card 

[SouthJamaica]

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@Prat10 wrote:

I know but I keep reading on the forum here that most people get approved for 2-3 cards in same day if not within 2-3 days of applying for first card 

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I haven't read that.

[Prat10]

Just search Amex approved 2 cards in 1 day there are plenty