American Express Business Gold Card Approval!

[ultimaterewardsguy357]

Excited to share that I was recently automatically approved for the American Express Business Gold Card with the 80,000 Membership Rewards within $6,000 spend in 3 months welcome offer.

Data Points:

5/24 Status: 7/24

EX Inquiries: 1 (6 Months); 2 (12 Months); 5 (24 Months)

UTI: 5%

FICO 8 Scores: EX 774, EQ 765, TU 759

AAoA: 4 years

Credit History Length: 13 years, 6 months

Income: $65K - $74K

Business: 1-2 years Sole Prop DBA Business Revenue: $1K/yr

Current Cards:

1. Citi Double Cash Card, $9,000, opened 3/2017 (AU)

2. Discover It Cash Back, $4,000, opened 12/2019

3. Merrick, $2,500, opened 1/2020

4. Amex Gold Card, No Pre-Set SL, opened 3/2020

5. Chase Sapphire Preferred, $10,000, opened 9/2020

6. Chase Freedom Flex, $1,000, opened 10/2020

7. Blue Business Plus, $2,000, opened 1/2021

8. The Platinum Card from Amex, No Pre-Set SL, opened 1/2021

9. CitiBusiness / AAdvantage Platinum Select, $11,000, opened 3/2021

10. Amex Business Gold, No Pre-Set SL, opened 4/2021

[AllZero]

Congratulations on your approval! Thank you for sharing the data points.

[oDrew]

Congrats on your approval!

[LSJ]

Congratulations!

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@ultimaterewardsguy357 wrote:

Excited to share that I was recently automatically approved for the American Express Business Gold Card with the 80,000 Membership Rewards within $6,000 spend in 3 months welcome offer.

Data Points:

5/24 Status: 7/24

TU Inquiries: 2 (6 Months); 4 (12 Months); 12 (24 Months)

UTI: 5%

FICO 8 Scores: EX 774, EQ 765, TU 759

AAoA: 4 years

Credit History Length: 13 years, 6 months

Income: $65K - $74K

Business: 1-2 years Sole Prop DBA Business Revenue: $1K/yr

Current Cards:

1. Citi Double Cash Card, $9,000, opened 3/2017 (AU)

2. Discover It Cash Back, $4,000, opened 12/2019

3. Merrick, $2,500, opened 1/2020 (Still debating closing this guy - Disco at $5K???)

4. Amex Gold Card, No Pre-Set SL, opened 3/2020

5. Chase Sapphire Preferred, $10,000, opened 9/2020

6. Chase Freedom Flex, $1,000, opened 10/2020

7. Blue Business Plus, $2,000, opened 1/2021

8. The Platinum Card from Amex, No Pre-Set SL, opened 1/2021

9. CitiBusiness / AAdvantage Platinum Select, $11,000, opened 3/2021

10. Amex Business Gold, No Pre-Set SL, opened 4/2021

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[Anonymous]

Congratulations!  Hopfully you be able to meet the bonus spend.

[ultimaterewardsguy357]

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@Anonymous wrote:

Congratulations!  Hopfully you be able to meet the bonus spend.

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Absolutely! It just finished the Citi Business AA SUB so the approval could not have come at a better time.

[M_Smart007]

[Credit4Growth]

Congratulations on your Business Gold Card approval!

[Anonymous]

Nice offer, congrats!  Though I'm curious was it a targeted offer? Because I only see the 70K for $10K spend.

Also with only $1K annual Biz Revenue how is the AF off set?

[chalupaman]

Great work! Nice to see more stats on cards like this too.