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Currently amex does inquiry to become a first-time member, after being with them for 6 months they will do a soft pull going forward for the lifetime you are a member until you cancel. This is from the personal side and business side on CREDITCARDS only
Ive been a member since 2015 but never decided to try their business line of credit or personal loan.
Does anyone know if I will get a hard inquiry by trying these product even them I have beena perfect customer witth 8 credit cards with them ?
Business card questions need to be in the Business Credit section.
And AMEX can HP your credit when you apply for any of their cards regardless of how long you have been a customer if they feel like it.
Sometime they do, sometimes they don't.
I don't think any of my Amex Business cards were HPs. That's not to say they won't HP, just that it's unlikely if you already have card(s) with them - business or otherwise.
OP is not asking about credit cards. OP is asking about business line of credit and personal loan.
I found this on the website. I would be fully prepared to take a HP for a business loan/line of credit through AMEX.
Is a full credit report or “hard pull” obtained from the consumer credit bureau for the application process?
Yes, American Express obtains reports from consumer reporting agencies. American Express may also report your funding account payment status to consumer credit reporting agencies in accordance with the loan agreement.