cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Business Denied without a HP and not an existing customer?

tag
KnowledgeSeekr
New Contributor

Amex Business Denied without a HP and not an existing customer?

Very strange I applied for the platinum biz back in June and was denied due to a couple of cards I had maxed. I did a personal prequal to see if they liked me this time and it showed I was prequalified for the Amex Plat. When I applied for the Biz Blue I received an email to check status and it says declined for the Biz Blue but the date is from June when I applied for the Plat biz. Get the message below when I check the status? No HP to any burueas. Any ideas? Considering trying again but I don't want to take the HP if they are going to deny me. EQ 761 EX 736

Application status:

We apologize, but due to a system error we are currently unable to access your application.

Please try again later.

Message 1 of 3
2 REPLIES 2
SouthJamaica
Mega Contributor

Re: Amex Business Denied without a HP and not an existing customer?


@KnowledgeSeekr wrote:

Very strange I applied for the platinum biz back in June and was denied due to a couple of cards I had maxed. I did a personal prequal to see if they liked me this time and it showed I was prequalified for the Amex Plat. When I applied for the Biz Blue I received an email to check status and it says declined for the Biz Blue but the date is from June when I applied for the Plat biz. Get the message below when I check the status? No HP to any burueas. Any ideas? Considering trying again but I don't want to take the HP if they are going to deny me. EQ 761 EX 736

Application status:

We apologize, but due to a system error we are currently unable to access your application.

Please try again later.


If you have any other Amex cards, then there probably won't be a hard pull.

If you don't have any other Amex cards, there is going to be a hard pull one way or the other.

But before reapplying I would want to make sure that your application isn't in the system.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 682




Message 2 of 3
FinStar
Moderator Emeritus

Re: Amex Business Denied without a HP and not an existing customer?


@KnowledgeSeekr wrote:

Very strange I applied for the platinum biz back in June and was denied due to a couple of cards I had maxed. I did a personal prequal to see if they liked me this time and it showed I was prequalified for the Amex Plat. When I applied for the Biz Blue I received an email to check status and it says declined for the Biz Blue but the date is from June when I applied for the Plat biz. Get the message below when I check the status? No HP to any burueas. Any ideas? Considering trying again but I don't want to take the HP if they are going to deny me. EQ 761 EX 736

Application status:

We apologize, but due to a system error we are currently unable to access your application.

Please try again later.


I would give things 24-72 hours and check the status again. Often times there can be some system glitches where the submittted application may not display its status online correctly. You can always reach out to their new accounts department to determine if they can access the application.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.