Amex amazon business prime

Anonymous · ‎11-21-2020

Ex 790 2/12 personal cards now three inquiries

3k limit 18.24 apr

was hoping for a little better on the apr since I have a good score but what you gonna do

does Amex business apply to the 61 day 3x cli rule?

does this also mean when I go to apply for personal cards I have a decent chance of sp? And will it show preapproval for said cards if I qualify for personal ones? Sorry for so many questions

Anonymous · ‎11-21-2020

Btw - I believe AMEX is still issueing these cards with a temporary limit of $3k until time of activation. Your actual approval limit may be higher.

If you've set up online access, act like you want to submit a CLI request and on the screen that pops up, you should see your actual limit (if higher than $3k) listed.

Anonymous · ‎11-21-2020

Nah temp limit is 2500 full limit is 3000 which seems in line for this card, I wonder how long to get it, it said 7-10 on Amazon, voicemail on Amex says to expect by the 26th, tried to get it faster won't do it rofl

Red1Blue · ‎11-21-2020

Does it report to Personal Credit Reports ?

Red1Blue · ‎11-21-2020

Congrats @Chandler455

Anonymous · ‎11-21-2020

@Red1Blue wrote:
Does it report to Personal Credit Reports ?

It does not report to personal.

Red1Blue · ‎11-21-2020

@Anonymous wrote:
@Red1Blue wrote:
Does it report to Personal Credit Reports ?
It does not report to personal.

Thanks @Anonymous I am curious if they would look into or take in to consideration of business relationship with Amazon and previous purchase relationship with Amazon in the Card Approval Process. Or just go by the scores for the approval.

AllZero · ‎11-21-2020

Congratulations on your approval!

Anonymous · ‎11-21-2020

Thanks no this is a personal guarantee card issued by and controlled by Amex, does not take into consideration your relationship with sync, but even if you don't have a business account it will sign you up for one even just as a sole proprietorship with your ssn, anyone can apply for it, it's a nice workaround to avoid chase 5/24 as the perks are pretty much identical, but it is an Amex so a little bit lower acceptance, with a 790 I thought for sure I would get the 14.24 but got the 18.24 but I guess it could have been the max apr also which I think is 22

FinStar · ‎11-22-2020

@Red1Blue wrote:
@Anonymous wrote:
@Red1Blue wrote:
Does it report to Personal Credit Reports ?
It does not report to personal.
Thanks @Anonymous I am curious if they would look into or take in to consideration of business relationship with Amazon and previous purchase relationship with Amazon in the Card Approval Process. Or just go by the scores for the approval.

They do not take that into consideration @Red1Blue. They'll go by your AmEx internal history (if any), overall profile, CR, revenue/income and other factors .