Amex business credit card

[Anonymous]

Im onw a trucking business, but my credit score is no good , ( fair ) with some collections accounts , but my wife have a good credit scores 695 , 720, 710 , she is registered in the department of corporations of my state of florida as treasurer of my business and is also in the my business bank account , she has relationship with amex from 2016 , my question , she can apply for a business credit card with amex under my business name , and as trucking business we dont have office or water bill electric bill becouse we run the business from home ,

[SouthJamaica]

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@Anonymous wrote:
Im onw a trucking business, but my credit score is no good , ( fair ) with some collections accounts , but my wife have a good credit scores 695 , 720, 710 , she is registered in the department of corporations of my state of florida as treasurer of my business and is also in the my business bank account , she has relationship with amex from 2016 , my question , she can apply for a business credit card with amex under my business name , and as trucking business we dont have office or water bill electric bill becouse we run the business from home ,

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1. Yes she can apply

2. I don't think your personal credit will be a factor in her application

[601flyguy]

I don't think u will have any problems at all. Just make sure what you put on the app matches what the state has on file.

[Anonymous]

Hi 601flyguy , thank you for your replay ,other question, when I go o the apply the amex just ask me for the business info and personal info , of curse I will put my wife info ,not my info, but the system ask me about indirect or direct 25% of ownership, What I have tu click on , Im no putting my personal info becouse my credit is fair and working to fix some collection and negative thing on my credit report, Like I told you before my wife is a treasurer of my busines ,and she is register on the corporation dtate like treasurer , please can you help me with how I can do it , do you thing we can get the amex business credit card she have a amex personal everyday card and on amex credit score by fico she have 690 and in credit karma she have score TU 715 and eq 710

[ToughFistFight]

Does your wife own any percentage of the business?   And what exactly did Amex ask for?

[ToughFistFight]

You should also get her real credit scores ck arent used by Amex.  She should also be the one filling out the app for the card.  It should also be sp since she already has a product with them.

[Anonymous]

Well she is registered in the florida corporation department as treasurer of the business and she is in the bank account of the business too , how can I do for she could owns some percent of the business so that it will be easier for be approve the credit card from amex, becouse we applied for chese business credit card and chese denied the application becouse the ask for bills for businnes physical address and as a trucking business that we runing from home we dont have any bills under the business name

[Anonymous]

No amex still do no ask , becouse I just trying to be sure about all before apply

[ToughFistFight]

I am in a similar situation.  My husband and I own a trucking company.  We also have Chase and Amex business cards.  They are in my name and the business.   So if she fills out the application, has your correct revenue numbers, she should be fine.  If you want to go back and check the Chase card, just use a bill.  If you have repairs done to the truck in your company name, you can use that bill.  You could go down to the local parts store and have them make you out a hand written receipt with your business name on it.  We have a truck shop we use for oil changes and quarterly maintenance reports, and have them fill it out in our company name.  There should be something you can use to get it done.  

If your wife is filling out the application and gets stuck somewhere, post what the question is and someone here can help you out.  I have filled out both of those applications and got through it.  

We are here to help. 

Good luck with the trucking.  Its a good time to own trucks.  Have a great one!!

[Anonymous]

Thank you for your reply, let me ask you something may be you can help me out , when My wife in in the aplication and she select corporation the sustem show two oction , who directly or indirectly owns at least 25 percent , what I have to select in this case, there is two octions like I said before my wife is the treasure of the company and Im the president , I have to put her as a vice president before apply ?