Approved: Chase Ink Business Cash

[citymunky]

Well I was under Chase 5/24 as of last month (@ 3/24). I knew I wanted too apply for a Chase card, and I made a thread trying to logically pick the card that would best suit me at this point of this.

I originally planned to wait until 2025 Q2 to apply for the Ink Unlimted (1.5% CB), however with Chase senting my offers to include already being approved for all their Ink cards, I decided to just apply. However, I went with Ink BIZ Cash, and was approved as Sole-Prop (Real Estate) for $5K. 

Other DPs:

- 3 INQs on my EX (only 1 younger that 12 months for my CFF)

- My current credit utilization (UTI) is 18%, but that also includes my HELOC.

-EX FICO score dropped by 1 point. 

Screenshot 2024-12-20 203716.png

[JoeRockhead]

Nice approval, congratulations on your new Ink!

[SouthJamaica]

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@citymunky wrote:

Well I was under Chase 5/24 as of last month (@ 3/24). I knew I wanted too apply for a Chase card, and I made a thread trying to logically pick the card that would best suit me at this point of this.

I originally planned to wait until 2025 Q2 to apply for the Ink Unlimted (1.5% CB), however with Chase senting my offers to include already being approved for all their Ink cards, I decided to just apply. However, I went with Ink BIZ Cash, and was approved as Sole-Prop (Real Estate) for $5K. 

Other DPs:

- 3 INQs on my EX (only 1 younger that 12 months for my CFF)

- My current credit utilization (UTI) is 18%, but that also includes my HELOC.

-EX FICO score dropped by 1 point. 

Screenshot 2024-12-20 203716.png

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Congratulations. Great card.

[cashorcharge]

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

[DJSTexas512]

Congrats. I love my Chase Business card. The only business card I had for about 6 years was an Citi American Airlines card. We travel quite a bit and I loved accumilating the miles. When I applied with Citi they only gave me a $1,200 limit, which was hard to use with a business since it was so low. I would pay the card at least 3 times a week. I have tried and tried to get an increase and am always denied, even with many years of credit history with them. Then one day I received the Chase offer and decided to pull the trigger. They started me with a $16,000 limit. About 3 months later they bumped it to $26,000. This morning I looged on to pay my bill and they raised it again to $34,000. Citi can eat it. I'll put a small bill of some sort on it and just let it ride to keep it open. Chase can get all my business now.