cancel
Showing results for 
Search instead for 
Did you mean: 

B of A Business Mastercard now is unsecured

tag
AzCreditGuy
Established Contributor

B of A Business Mastercard now is unsecured

I just got a letter in the mail that my B of A Buss Mastercard has been changed from secured to unsecured. And a check with my deposit back, it only took a year. This happened with my personal CC with them  as well and the CL was $500 and now the CL is $72.5k.  I would like to start requesting CLI with them, but I dont see a request button or link for a CLI on my Business side? Anyone else had the B of A Buss that has pointers for CLI?

Message 1 of 15
14 REPLIES 14
Rebuild2019
Valued Contributor

Re: B of A Business Mastercard now is unsecured

Congratulations @AzCreditGuy 


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 15
IntegerIntrovert
Frequent Contributor

Re: B of A Business Mastercard now is unsecured

You had a 72k secured credit card?



EQ - 841 / TU - 813/ EX - 823


2025 Plans - Close everything except USB AR and open USB Smartly, there is a small chance I keep my AMEX Business Marriott for the hidden business credit line. Closed so far: USB Altitude Go 25k, FTF 35k, BECU 40k, WF Autograph 22k
Message 3 of 15
AzCreditGuy
Established Contributor

Re: B of A Business Mastercard now is unsecured


@IntegerIntrovert wrote:

You had a 72k secured credit card?


No lol....It was $500 and now its $72.5k 

Message 4 of 15
IntegerIntrovert
Frequent Contributor

Re: B of A Business Mastercard now is unsecured

Ok... so another question then, how did you get a 71.5k CLI in a year?



EQ - 841 / TU - 813/ EX - 823


2025 Plans - Close everything except USB AR and open USB Smartly, there is a small chance I keep my AMEX Business Marriott for the hidden business credit line. Closed so far: USB Altitude Go 25k, FTF 35k, BECU 40k, WF Autograph 22k
Message 5 of 15
cashorcharge
Community Leader
Super Contributor

Re: B of A Business Mastercard now is unsecured

That’s Terrific!! Congratulations on your unsecured Approval!!👏🏼🍾🥂

Message 6 of 15
AzCreditGuy
Established Contributor

Re: B of A Business Mastercard now is unsecured


@IntegerIntrovert wrote:

Ok... so another question then, how did you get a 71.5k CLI in a year?


That is for personal and I asked for $50k in a CLI and they gave me $35k and the next time I asked for a CLI I asked for $75k and they gave me $65k etc 

Message 7 of 15
AzCreditGuy
Established Contributor

Re: B of A Business Mastercard now is unsecured

I had the request credit increase button show up on my Business card and I requsted $50k and was told they would notifiy me within 10 business days if I will get it.

 

I have a feeling I wont and wondering why they didnt counter on a lower amount. Interesting the Buss side might be slower to get a higher CL.

Message 8 of 15
keekers
Valued Contributor

Re: B of A Business Mastercard now is unsecured

Congrats.


Message 9 of 15
AzCreditGuy
Established Contributor

Re: B of A Business Mastercard now is unsecured

Well confirmed Business side is terrible for CLI.....My unsecured $1,000 card is now $1,500 lol ...I guess this one will be a very slow build of a CLI for my business.

Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.