Just wanted to share my business credit journey so far.
I was able to get a 2021 BMW X5 M50i financed under my business.
I currently have an LLC established Jan 2019.
I actually followed the guide on here left by one of the members, to help me establish business credit.
Currently have a few Net30 accounts and about 9 Major Biz CC setup as well for reporting and usage for the business.
-80 Paydex on D&B
BMW FS was great to work with and was a fairly easy approval. Here are the stats:
-I've previously had (2) loans with BMW FS on the personal side. All 100% paid off and reported positive in the last 3 years.
-Had to fill out a manual paper application (they make you do this, personal app it's all digital)
-They do HP Transunion and require a PG for first time Biz loans. Apparently after you've had at least 1 Biz loan with them, they do have an option after that to do a non-PG loan
-They pull D&B for Biz credit check
-Can confirm loan account does NOT report to personal credit
Here were my stats at approval:
-767 TU Fico9 Auto
-LOL/24 Accts
-23 Inq
-80 Paydex Score
-Approved for Business Financing
2021 BMW X5 M50i
$80,000 @ 3.90% APR (Tier 1)
The dealer I worked with was very knowledgeable about business financing and went through smoothly.
Hope this helps anyone 
