BP Fleet Approval No PG - myFICO® Forums - 4714423

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I submitted an application for the BP business solutions fleet card. I got the approval by email this morning. Small limit of $1,400 but no PG.

Here's how to apply:

http://www.bpbusinesssolutions.com/apply_now.aspx

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 1 of 13

12 REPLIES 12

Congrats Uncle M on the approval. Is is the Unversal MC version? That's what I picked up as one of my first no PG cards.

Message 2 of 13

@Uncle_Money wrote:
I submitted an application for the BP business solutions fleet card. I got the approval by email this morning. Small limit of $1,400 but no PG.

Here's how to apply:

http://www.bpbusinesssolutions.com/apply_now.aspx

UM

Are you sure they dont require a PG? The online app requires your SSN.

Message 3 of 13

Vigalantee: Yes, I'm 100% positive. Call it in, that's what I did. I told the rep I didn't want to PG it and he said that was a great idea lol. Approved next day for $1,400.

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 4 of 13

@Uncle_Money wrote:
Vigalantee: Yes, I'm 100% positive. Call it in, that's what I did. I told the rep I didn't want to PG it and he said that was a great idea lol. Approved next day for $1,400.

UM

Well I had started the online application and stopped when I got to the section requesting my SSN and today out of the blue they called to complete the application! Hope to get a approval by tomorrow.

Message 5 of 13

I applied online a few months back and they requested a PG and then a 1/3 deposit. I declined and decided to wait until moreof my TL report on EX and DnB

BK7 Discharge 7/2014
BK13 Filed 06/2019 Gardening til 2023 Fico 8 Aug'22 EQ: 568 EX: 608 TU: 567 Goal: 680 AAOA: 42mo INQ: 9

Message 6 of 13

I already received the cards.

This is for my newest company too that has no credit at all. Nothing. I called in the app with a rep and I told him I didn't want a PG. He told me it was a great idea! Next day approval via email for $1,400.

I suggest calling it in when you're ready. Tell the rep you don't want a PG and see what happens.

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 7 of 13

Just put in my app.

Passed verification, now under review.

About a year ago I had tried and they wanted 500 deposit, i declined that.

Had my business for 10 years now.

Message 8 of 13

Forgive me my dumbness, I'm new to business forums. What is PG?

Message 9 of 13

@Anonymous wrote:
Forgive me my dumbness, I'm new to business forums. What is PG?

"PG" means Personal Guarantee. Its when you basically cosigning for a business and if the business fail, they can come after the one who PG, which means they could take assets, report to your CR, or even sue and get judgement against you personally.

Message 10 of 13