Best business card for Dining returns

randomguy1 · ‎12-10-2019

Other than the AMEX family, what are your top rewards cards for dining+travel? Travel/Cash back are both okay. The plan is to get the CSR but that is not possible until 11/2021.

Thanks.

FieryDance · ‎12-12-2019

@randomguy1 wrote:
Other than the AMEX family, what are your top rewards cards for dining+travel? Travel/Cash back are both okay. The plan is to get the CSR but that is not possible until 11/2021.

Thanks.

Have you checked Reddit? After the Uber nerf a lot of people in Chase purgatory are looking for good business dining cards over there.

I know BoA Business Cash Rewards gives 2% on dining (more if you have business preferred stays) and USBank Select Rewards gives 3x.

pizza1 · ‎12-12-2019

The Sam's Business MC is a 5-3-1, and not a bad little card. Only draw back is you don't get the cash back until like January/february each year for the prior year.

mikesonthemend · ‎12-12-2019

Unfortunately, biz card rewards are dominated by Amex and Chase. A lot of good biz cards out there, but few if any match the big two.

Living through Darwinism is so much worse than learning about about it in school.

randomguy1 · ‎12-12-2019

I have a CSP that already gets 2x dining. Looking for something a little better. There's the CIC but I'm gunning for the CIP around then. I guess since my Uber Visa gets nerfed in mid May I can wait until Discover's q3 (restaurants Jul-Sep) which will hold me off until October. Nov will upgrade to the CSR.

Rambling and thinking out loud here. Might just stick with CSP+Discover unless I find a business card worth applying for. April-June will be trying to meet the MSR of the CIP.

Anonymous · ‎12-13-2019

BIZ wise, there's not much out there better than what CSP offers. Other than Bonvoy @ 4X points per $1 spent on dining, as well as Gas and Wireless providers. Though you'd have to be into Marriott points and it carries a $125 AF. The Hilton Honors get 6X points for dining, though I've hreard their point aren't as valuable. It has $95 AF

Strictly CB though, I don't see you doing any better than the 2%.

randomguy1 · ‎12-13-2019

@Anonymous wrote:
BIZ wise, there's not much out there better than what CSP offers. Other than Bonvoy @ 4X points per $1 spent on dining, as well as Gas and Wireless providers. Though you'd have to be into Marriott points and it carries a $125 AF. The Hilton Honors get 6X points for dining, though I've hreard their point aren't as valuable. It has $95 AF

Strictly CB though, I don't see you doing any better than the 2%.

Unfortunately I'm locked out of Amex. Appreciate the info though.

Five6Two · ‎12-14-2019

If you’re a Costco member or don’t mind the $60 membership fee, you can definitely apply for the Citi Costco Visa. Their reward structure does limit your cash out to a Costco reward certificate, but they do 4-3-2-1.

4% Costco gas, 3% travel and restaurants. 2% at Costco and Costco online. 1% everywhere else.

Siggy under construction

randomguy1 · ‎12-14-2019

@Five6Two wrote:
If you’re a Costco member or don’t mind the $60 membership fee, you can definitely apply for the Citi Costco Visa. Their reward structure does limit your cash out to a Costco reward certificate, but they do 4-3-2-1.

4% Costco gas, 3% travel and restaurants. 2% at Costco and Costco online. 1% everywhere else.

Oh yea good one. I do like their business card.