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Best place for monitoring business credit scores and reported accounts?

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SG43
Regular Contributor

Best place for monitoring business credit scores and reported accounts?

So with my most recent app to chase ink i just used my name and ssn as to not deal with a complicated process, with amex it shows business name #1 (dba with ein/tax id etc)(of which i've had multiple amex business revolvers for years now). I would like to set up (even if there is a minor fee, like the 40$ monthly fee here for all 3 bureaus being monitored) for both business reporting to my SSN and business reporting to my EIN. What is the go-to service for this? Preferably with paydex scores, d&b scores, experian business... etc. Eventual goal is to finance some larger stuff and keep it off personal reports as to not effect mortgage scores.. planning on breaking ground on a new home this year.



Open Installments - Nfcu Auto (51% Left)
Closed Installments - Cap 1 Auto, Chase Auto, Prosperity Bank Secured
Closed Revolvers - Nfcu Plat V, NFCU Plat MC, Citi Simp, Citi DC, Citi DP, Cap1 Plat, Cap1 V1, Chase FU, First Premier, Capital1 Quicksilver, BBVA/PNC Points, Apple Card GS, Discover IT
Closed Busi - Amex BBC & BBP (Chopping block: Amex Prime, Sapphire Reserve [pyb changes])
Message 1 of 6
5 REPLIES 5
Red1Blue
Super Contributor

Re: Best place for monitoring business credit scores and reported accounts?

Hi @SG43 I understand how you feel and how frustrating it can be. I started using NAV with their credit build program you can see D&B, Ex Biz, Eq Biz and Personal EX, TU all at one place. Also they can help your business with financing and several other resources. Talk to them and see if you like their product and service.

Message 2 of 6
SG43
Regular Contributor

Re: Best place for monitoring business credit scores and reported accounts?

Just signed up for NAV. any others I should be aware of? Is the 150$/quarter going to cover all business reports?



Open Installments - Nfcu Auto (51% Left)
Closed Installments - Cap 1 Auto, Chase Auto, Prosperity Bank Secured
Closed Revolvers - Nfcu Plat V, NFCU Plat MC, Citi Simp, Citi DC, Citi DP, Cap1 Plat, Cap1 V1, Chase FU, First Premier, Capital1 Quicksilver, BBVA/PNC Points, Apple Card GS, Discover IT
Closed Busi - Amex BBC & BBP (Chopping block: Amex Prime, Sapphire Reserve [pyb changes])
Message 3 of 6
WayneSki
Regular Contributor

Re: Best place for monitoring business credit scores and reported accounts?


@SG43 wrote:

So with my most recent app to chase ink i just used my name and ssn as to not deal with a complicated process, with amex it shows business name #1 (dba with ein/tax id etc)(of which i've had multiple amex business revolvers for years now). I would like to set up (even if there is a minor fee, like the 40$ monthly fee here for all 3 bureaus being monitored) for both business reporting to my SSN and business reporting to my EIN. What is the go-to service for this? Preferably with paydex scores, d&b scores, experian business... etc. Eventual goal is to finance some larger stuff and keep it off personal reports as to not effect mortgage scores.. planning on breaking ground on a new home this year.


So you are trying to build business credit to make a large purchase for your business, without using a personal guarantee?

Message 4 of 6
SG43
Regular Contributor

Re: Best place for monitoring business credit scores and reported accounts?

Yeah, I have enough business credit now to buy brand new vehicles on CC's but the eventual goal would be fleet financing. 



Open Installments - Nfcu Auto (51% Left)
Closed Installments - Cap 1 Auto, Chase Auto, Prosperity Bank Secured
Closed Revolvers - Nfcu Plat V, NFCU Plat MC, Citi Simp, Citi DC, Citi DP, Cap1 Plat, Cap1 V1, Chase FU, First Premier, Capital1 Quicksilver, BBVA/PNC Points, Apple Card GS, Discover IT
Closed Busi - Amex BBC & BBP (Chopping block: Amex Prime, Sapphire Reserve [pyb changes])
Message 5 of 6
Sanjo812
Contributor

Re: Best place for monitoring business credit scores and reported accounts?

Nice! What industry are you in business wise if you don't mind me asking? Also, congratulations on the new home in the works!

Eight Twelve Consulting
Message 6 of 6
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