Congrats on all the approvals!
That's quite a haul; congrats.
@vermontcred wrote:Hello everyone, I started a credit sequence last month
What is a credit sequence?
and this is what I have so far.
If anyone has any other card recommendations, that would be great. I still have room for EX and EQ.
I am located in Vermont.
Pretty excited about the approvals so far.
TU- 850
EX - 837
EQ - 810
0 inquiries
How can you have 0 inquiries if you've been adding new accounts?
0% interest
Are you saying all these accounts have 0% APR?
Chase Business Unlimited - 20k | EX HP
Amex Blue Business Plus - 2k | NO PULL
Union Bank TCM Card - 30k | EX HP
Elan Bank of New Hampshire - 3k (will call to increase) | TU HP
Elan Northfield Savings Bank - 3k (will call to increase) | TU HP
Community Bank Business Edition - 13.5k | EX HP
Citizen Bank Business Card - 50k | EQ SP
GM Card - 23.5k | EQ SP
BOA Unlimited Cash - 9k | TU HP
M&T Bank Business Card - 30k | EX HP
Amex Gold Card - 50k spending power | EX HP
Not 0%
TD Bank - 15k | EX HP
LOC
Citizen Bank - 50k | EQ SP
So far I have 199k in approvals not including the Amex Gold and LOC.
I am waiting on US Bank, BMO, Truist, and a couple others.
Chase, I know for a fact pulls business credit regularly, just as they do for personal to look for excessive credit seeking, etc... Amex does periodically and I wouldn't be surprised if the others have their own schedules for follow up pulls.
Not wishing any ill will here, but I'd honestly be surprised if you don't experience adverse action from several of these lenders in the near future... the approvals seem great, but it's most definitely excessive. Hope it all sticks for you.
Congrats for several approvals, while I guess, it is a bit too aggressive. It might be a red flag to have several inquiries over a short period of time. It may impact both personal and biz accounts, from now and up to a few months (e.g. 6 months). Why are you in a hurry to open several biz accounts without waiting? Also, are you applying as sole prop, LLC or C Corp?
Fico8: EX~EQ~TU~810 (12 month goal~840).
