Business Credit card list who don’t report

Jccflat · ‎08-29-2021

What business credit cards don't report monthly to the credit report ?

I know that capital one does report

Ficoproblems247 · ‎08-29-2021

Capital One no longer reports. The easier way would be to list the ones who do. To my knowledge, that would only be Discover.

Capital One VentureOne | May '15 | $5,500

FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800

FinStar · ‎08-29-2021

TD Bank is another one that reports to personal CRs. In the past, State Farm Bank used to report to personal, but since the CC business was absorbed by US Bank at the end of last year, their business cards no longer appear to report.

I don't know for sure if all of the previous Capital One business cards (except for the most recent newer products) are still reporting to personal since a colleague of mine still had their Spark card reporting. Maybe @GApeachy can confirm her + DH's experiences.

GApeachy · ‎08-31-2021

@FinStar wrote:
I don't know for sure if all of the previous Capital One business cards (except for the most recent newer products) are still reporting to personal since a colleague of mine still had their Spark card reporting. Maybe @GApeachy can confirm her + DH's experiences.

Unfortunately Cap1 is still reporting our Spark to the personal cra's.

My Take Home Pay Don't Take Me Home

BearsCubsOtters · ‎09-01-2021

@Jccflat wrote:
What business credit cards don't report monthly to the credit report ?
I know that capital one does report

@Jccflat Please see this thread:

https://ficoforums.myfico.com/t5/Business-Credit/Which-Bank-Biz-Cards-Report-To-Biz-Credit-Reports/t...

@credit_is_crack worked hard to create this list of which banks/credit unions report and which do not report to personal and/or business credit reports.

I wish this would be made into a sticky for easy reference.

As an aside, it is my understanding that currently, only the newly (since October 2020) approved Capital One Spark Cash Back card is excluded from reporting to your personal credit reports. All other Capital One Spark cards, including those issued prior to October 2020, report to your personal bureaus in addition to D&B/Experian Business.