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So I had Chase business account in the past and they are great besides approving me for lines of credit and credit cards.
my credit was
ex- 720
eq-745
tu-760
My dti at the time was 20% and all my cards were sub 5% usage. Even after receiving two pre-approval offers I was denied twice.
i ended up switching to a local bank and although the relationship is good. The operations just can't fulfill what I need. Can only withdraw $500 from their atm, closed on weekends and doesn't transfer from my business to personal account.
So I'm looking for a new business bank yall would recommend. I was considering nfcu, but have heard that their business banking department is lacking.
I would say to myself, each credit union local to the area, along with every banking institution. Why limit yourself to only one or a few?
At the end of the day, all institutions are expendable. You only need to identify which you want to make your hub, the others your web, and perhaps whom you want to be, what I call the source of everything. The heartbeat. It's all intertwined - moving money legitimently all around.
There is plenty of comments on here that NFCU business is a "challenge" to say the least and they operate in no way similar to the way they operate on the personal side.
I would stick with a larger bank. You didn't mention your locale...If possible...check into Wells Fargo.