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Business lines or bt credit cards… go?

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Creditaddict
Legendary Contributor

Business lines or bt credit cards… go?

I fell out of touch of currentl available business balance transfer or line of credit/loan options not reporting and sp personal credit?!

ty

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JoeRockhead
Community Leader
Super Contributor

Re: Business lines or bt credit cards… go?


@Creditaddict wrote:

I fell out of touch of currentl available business balance transfer or line of credit/loan options not reporting and sp personal credit?!

ty


 

Business Cards, loans and lines of credit that are labeled business products won't report to personal credit unless there's a default.  All of Capital One's business cards report to personal except the Spark Cash Plus (charge card), and ther Venture X Business (charge card) Neither of them offer BTs.  

 

If you're looking for business cards that offer BTs they are limited. Amex does but they vary by applicant and card,  Chase does but generally not advertised and vary by card.  Here's some others.  Maybe someone else will comment with more info, or suggestions.  

  

  1. PNC Visa Business ~ 0% intro APR on BTs, 12 months, 3% BT fee

  2. U.S. Bank Business Platinum ~ 0% intro APR on BTs, 18 months, there are BT fees but don't know what those are

  3. U.S. Bank Triple Cash Rewards Visa Business ~ 0% intro APR on BTs, 12 months, there are BT fees but don't know what those are

  4. Elan Business Cards typically offer introductory BT offers as well as periodic 12 month offers to open accounts with a zero balance. 

There may be other regional banks with BT offers as well. 

 

All major lenders requrie a PG. 

 

Message 2 of 3
cashorcharge
Community Leader
Super Contributor

Re: Business lines or bt credit cards… go?

I'd agree with @JoeRockhead 

USBank/Elan tends to offer the best BT's right now for business

PNC is geo-fenced

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