CHASE INK BUSINESS UNLIMITED

Anonymous · ‎07-23-2019

Got an Exclusive offer last week for the Chase Ink Business Unlimited, have not applied yet. Is this just a marketing gimick or a real offer based on either my personal credit score or some business info they have on me? I have no business credit at all just 2 personal credit cards.

Figured they got my little business confused with a big corporation or something?? I have been in business 19 years however, not sure if they know this. Did not want to get denied or get a small credit limit, I make over $20,000 but under $30,00 a year combined personal and business. I hear Chase recently has been denying people right & Left for credit cards.

Anonymous · ‎07-23-2019

I'm sure it's a typical marketing offer, and approval will absolutely be based on your personal credit worthiness. So if you know if your score is at least 700 and utilization on your existing credit lines is low, I'd say you stand a good chance of approval. Ink has a minimum SL of $3000 I believe, so if your business has 20k in revenue, then I'd say a lower limit is likely, but is also a foot in the door.

Anonymous · ‎07-24-2019

Now they sent me a business credit card application not a persoan credit card offer so do they actually know if I own a business and that's why they sent that?

My income total is around $26,000 which is a combination of my business income and social security, is that $3,000 you mentioned considered on the low side?