Cap One Business Spark reporting on personal CR

[keekers]

I thought that they no longer reported to the 3 bureaus but apparently I was mistaken.  I opened this card a couple months ago and it started reporting on all 3 this month.  

[Conceptual23]

Brutal.  Sorry to hear it.  One of the main reasons I'll never apply on the business side with them.

[keekers]

Yeah, the only reason I opened it was because I didn't want a card reporting...I plan on carrying a balance during the 0% interest period.

[eg2222]

@keekers I'd call their customer service and ask. I've had this card for my business for probably about a year and a half (when it forst came out) and it has NEVER reported to personal. Something seems off here. My understanding is the only way they report is if there are negative issues (past due, collections, charge-off, etc.). I think it definitely warrants a call to them! Good luck.

[keekers]

I called customer service and apparently the only one that doesn't report is the Business Cash Plus card. The others do report to the CRAs.

[pizzadude]

Yeah unfortunately there has been a lot of confusion floating around this topic for Cap1 biz cards.   Doesn't help that they have 3 cards all named "Spark Cash" as this probably contributes as well. 

The Spark Cash Plus is more or less a charge card so maybe that's part of their rationale for not reporting it on personal CRs. 

[babygirl1256]

Oh nooooo . . . Thanks for posting . . . I only have two business cards and neither report on personal.