Cap1 Spark Cash Select - Approved!

[pizzadude]

I pulled the trigger on a snail mail offer for the Spark Cash Select,  $700 cash bonus with $6K spend in first three months.   

Applied with my LLC, been in business for almost 2 years.   Wasn't asked for any supporting documenation other than basic business info. 

Approved for $5K CL, pretty sure it was the usual Cap1 3X inquiry but will confirm.    Don't know if the account will show on my personal reports but I will update.

[M_Smart007]

@pizzadude, Congratulations on your Spark Approval 🎄🎅☃️

[GApeachy]

Nice pickup for the biz @pizzadude ....congrats and enjoy!

[Junejer]

Congrats on your new CapOne Spark

[pizzadude]

UPDATE:   This card is now reporting to my personal CRs.   There were some threads in the last few months that mentioned some Cap1 biz cards not reporting but I suspected that this might happen, and it has.

[GApeachy]

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@pizzadude wrote:

UPDATE:   This card is now reporting to my personal CRs.   There were some threads in the last few months that mentioned some Cap1 biz cards not reporting but I suspected that this might happen, and it has.

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I'm pretty sure their only biz product that does NOT report to personal cb's (unless you default) is their NPSL card.

Ty for the update and I hope you enjoy the card regardless of its reporting.  We, on the other hand, are disappointed with their reporting to personal cb's and have quit using it for the time being.  We may charge lightly to possibly keep it active in HOPES that Cap1 changes their policy in the near future.  If not, it will die a lonely death....which is too bad.  It's a good card other than that.

[FinStar]

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@pizzadude wrote:

UPDATE:   This card is now reporting to my personal CRs.   There were some threads in the last few months that mentioned some Cap1 biz cards not reporting but I suspected that this might happen, and it has.

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Thanks for the heads up @pizzadude. I had a feeling that this one could report to personal CRs, but we've seen mixed DPs. 

@GApeachy, wasn't the 2% biz version (by invite IIRC) that was also excluded from reporting to personal CRs? I suppose at this point, the NPSL version seems like the one that won't, unless DPs indicate otherwise.

[sugarcreek67]

Congrats on your Cap1 approval

[GApeachy]

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@FinStar wrote:

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@pizzadude wrote:

UPDATE:   This card is now reporting to my personal CRs.   There were some threads in the last few months that mentioned some Cap1 biz cards not reporting but I suspected that this might happen, and it has.

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Thanks for the heads up @pizzadude. I had a feeling that this one could report to personal CRs, but we've seen mixed DPs. 

@GApeachy, wasn't the 2% biz version (by invite IIRC) that was also excluded from reporting to personal CRs? I suppose at this point, the NPSL version seems like the one that won't, unless DPs indicate otherwise.

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The 2% is the NPSL.  "Cash Plus"....excluded from reporting to personal cr. (unless in default)

Nothing excluded from personal credit reporting in the "Cash Select" series or "Classic".

edited to make a little more sense

[imaximous]

Before they released the NPSL, they had the Cash card with $99 AF. That's the one that stopped reporting to personal. Then, they got rid of it and replaced it with the $150 AF one.