Capital One Spark Approved

[kymanicreditlady]

Been in business since 9/2014

Started working on business credit April 2015 

I have 3 net 30 accounts 

Reliable 

Quill 

Amazon ( Net 55 w/ $ 6500 limit  PIF) 

690 Score across the board / No baddies just high limits

60% utl 

Approved for Capital One Spark 

$ 500 limit  

Denied for : 

Amex Simply Cash and Chase ink 

Reaseon : High limits 

* Will Try Again in January 

Any one know how Cap 1 is with Business CLI ? 

[gdale6]

Grats on your new card

Dont know about the CLI on it hopefully someone else will be able to answer you on it.

[Anonymous]

No sad face.. Enjoy the card.  Use it heavily and CAP 1 will reward you.

[myjourney]

Congrats on the sparks card and welcome to the family 

In time and with use it will grow 

[SouthJamaica]

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@kymanicreditlady wrote:

Been in business since 9/2014

Started working on business credit April 2015 

I have 3 net 30 accounts 

Reliable 

Quill 

Amazon ( Net 55 w/ $ 6500 limit  PIF) 

690 Score across the board / No baddies just high limits

60% utl 

Approved for Capital One Spark 

$ 500 limit  

Denied for : 

Amex Simply Cash and Chase ink 

Reaseon : High limits 

* Will Try Again in January 

Any one know how Cap 1 is with Business CLI ? 

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Cap One is good with CLI's.

[DaveInAZ]

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@kymanicreditlady wrote:

Been in business since 9/2014

Started working on business credit April 2015 

I have 3 net 30 accounts 

Reliable 

Quill 

Amazon ( Net 55 w/ $ 6500 limit  PIF) 

690 Score across the board / No baddies just high limits

60% utl 

Approved for Capital One Spark 

$ 500 limit  

Denied for : 

Amex Simply Cash and Chase ink 

Reaseon : High limits 

* Will Try Again in January 

Any one know how Cap 1 is with Business CLI ? 

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I just got an invitation letter w/code in the mail today. I'm thinking about it, the 2% rewards is pretty nice, but I especially liked the $500 cashback for charging $4500 in the first 3 months - how in the world are you supposed to charge $4500 in 3 mos with a $500 CL?

[kymanicreditlady]

lol I was wondering the same thing.. Others say they are good with increases.. we will see I have 3 cards with them now all at 30 % Utl 

[kymanicreditlady]

Good to know !! Thank you 

[CTEKS]

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@kymanicreditlady wrote:

Any one know how Cap 1 is with Business CLI ? 

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I received approval for a Spark Business Card on 10/08/2015 at $10,000. Have been putting a few thousand on it a month and paying statement balance the day before due date each month. Submitted for CLI on 02/20/2016 via their website. Was approved for a $6,000 bump.

[SouthJamaica]

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@kymanicreditlady wrote:

Been in business since 9/2014

Started working on business credit April 2015 

I have 3 net 30 accounts 

Reliable 

Quill 

Amazon ( Net 55 w/ $ 6500 limit  PIF) 

690 Score across the board / No baddies just high limits

60% utl 

Approved for Capital One Spark 

$ 500 limit  

Denied for : 

Amex Simply Cash and Chase ink 

Reaseon : High limits 

* Will Try Again in January 

Any one know how Cap 1 is with Business CLI ? 

---

Yes they're excellent. Use the card a lot. Keep paying it down to zero asap. They'll give you auto CLI's every 6 mos., maybe more frequently.